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Privacy Policy

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Introduction

MACEO Group, LLC and its family of products and services including affiliated companies (collectively, “MACEO”) are committed to protecting our users' privacy. This privacy policy is designed to inform users of MACEO-branded and co-branded websites (the “Sites”) about how MACEO Group, LLC (“MACEO” or “we”) gathers and uses anonymous and profile information, and in what circumstances MACEO will disclose such information. MACEO will take reasonable steps to protect user privacy consistent with the guidelines set forth in this policy and with applicable U.S. laws.

Your privacy is our main concern

MACEO has created this privacy policy in order to demonstrate our firm commitment to safeguarding the privacy of your personal information. The following discloses how we gather information, how that information is shared, and what practices MACEO  implements to ensure your information is safe and protected.

MACEO  does not require you to create an account or share any personally identifiable information in order to personally use MACEO’s network of sites (“our Sites"). By visiting, using and/or submitting information to our Sites you indicate your agreement with this Privacy Policy and MACEO's Terms of Use.

If you choose to apply for a third party service or other offer from our Sites, you are taken directly to the third party service provider or other vendor's website, and you will provide your information directly to the other party. This privacy policy does not apply to the practices of such websites or any other companies that MACEO does not own or control or people who MACEO  does not employ.

Enforcement

If you believe that MACEO has not complied with this Privacy Policy, or if you have any other complaint with regard to collection, use or disclosure of personal information by MACEO, you may send a written notice of complaint to:

MACEO Group, LLC.
Attn: Information Security Team
1 Bright Hollow
Irvine, CA   92618
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Your California Privacy Rights

California has passed legislation requiring certain specific disclosures be made available to California residents who use the Internet and provide information that may be used for marketing purposes. That legislation requires any business that discloses a customer's personal information (as defined by the act) to any third party for direct marketing purposes to provide the customer a method for obtaining the names, addresses and certain other specified details of anyone who might have received that personal information.

If you are a California resident you may request this information from MACEO or any of its affiliates by writing to us via email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it . MACEO is not obligated to respond to more than one such request from a customer per calendar year.

What Non-Identifying Information Does MACEO Collect?


Information Automatically Logged

Like most standard website servers, we gather information automatically from your browser or Internet session and store it in log files. This information includes your internet protocol (IP) address, the browser type that you are using, Internet service provider (ISP), referring/exit pages, platform or operating system on your computer, date/time stamp, and number of clicks. We use this non-personally identifiable information to analyze trends, administer the site, track user's movement in aggregate, and gather broad demographic information for aggregate use. We do not link this automatically collected data to personally identifiable information.

MACEO  also utilizes third party software to collect anonymous, non-personally identifiable information. These vendors collect information such as your IP address and do not allow us to identify you personally. We do not share this non-identifiable information.

Cookies

A cookie is a piece of data stored on the user's computer tied to information about the user. We only use cookies in the polling section of our forums on our Website. Our site uses cookies to ensure the integrity of our polls. Cookies prevent participants in our poll from voting more than once. This is the only instance on our site that cookies are utilized by MACEO.

This privacy policy covers the use of cookies by MACEO only. Some of our business partners use cookies on our Sites (for example, advertisers). However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising. You may disable or reject cookies if your browser permits. Please be advised that this may prevent you from accessing certain features of the our Sites.

What Personally Identifying Information Does MACEO Collect?

Registration Forms


Registration forms found on our Sites, such as the forum registration collect information such as user name and e-mail address, and, in the case of the newsletter, only requires an e-mail address. Contact information from the registration forms is used to deliver our newsletter, which is usually done on a monthly basis, and for purposes of allowing users to post on our forum. Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Public Forums

Our Sites may offer a message board and a cardholders card review section, each under the Forum tab of our Sites. Please remember that any information that is disclosed in these areas becomes public information, and you should exercise caution when deciding to disclose your personal information. Any information posted on the message board or the cardholders card review section is subject to MACEO  Terms of Use. If you choose to submit, post or transmit information through MACEO ' forums, MACEO  will collect the information as provided by you. MACEO  retains this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law and pursuant to MACEO  Terms of Use.

See MACEO's Terms of Use for specific terms regarding user-generated content.

Use of Information

If you elect to provide us with personal information, we may utilize such information for marketing purposes, and this use may result in follow-up communications from MACEO  and our clients.

The non-personally identifiable information that we collect is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience and to evaluate the effectiveness of Internet properties. The information is also used to predict responses to advertisements, and to help determine which ads perform best, which content is most appropriate for different individuals, how our visitors use our Website, and which pages and features are most popular.

Links to Other Web Sites

External Links

Our Sites contain links to other sites that are not owned or controlled by MACEO . MACEO  is not responsible for the privacy practices or the content of such other sites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every website that collects personally identifiable information. This privacy policy applies solely to information collected by MACEO .

Information sharing

There are instances in which your personally identifiable and non-personally identifiable information is shared with third parties, as described below.

Partners:

Your non-personally identifiable data may be shared with third party partners of MACEO  on an anonymous basis, for example, to track clicks on advertisements or clicks on credit card issuer applications. We also share aggregated demographic information about our user base with our customers. This information does not identify individual users.

Service Providers and Agents:

We partner with other third parties to provide specific services. These third parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Occasionally we hire other companies to provide other services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose.

Legally required disclosures:

MACEO  reserves the right to disclose personally identifiable information as required by law, and when we believe that disclosure is necessary to protect our rights or the safety of users and to comply with judicial proceedings, court order or legal processes served on our Sites.

Business Transactions:

In the event that MACEO  goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred.

Security

Since MACEO  does not collect sensitive personal data, it does not encrypt data collected from our Sites.

Choice/Opt-Out

Personally Identifiable Information' Opting out:

Our Website provides users the opportunity to opt-out of receiving the e-mail newsletter as well as promotional/marketing information from us. If you no longer wish to receive information from MACEO , you may opt-out by following the instructions included with each mailing, or, you may write to us to opt out at:

MACEO Group, LLC.
Attn: Opt-Out Subscription
1 Bright Hollow
Irvine, CA   92618
When you register for our newsletter or to make postings on our forum, you may receive responses to customer support, e-mail acknowledgments, and emails regarding media inquires. To opt out of receiving these communications, you must opt out of being a registered user.

Non-Personally Identifiable Information' Opting out:

As noted above, our Website collects non-personally identifiable information about your website activities using cookies and other tracking devices. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting our Sites.

Children's Privacy


In compliance with the Children's Online Privacy Protection Act (COPPA), MACEO  is not structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know to be under 13 years of age.

Correcting/Updating/Deleting/Deactivating Personal Information

You may at any time change your information or opt-out of MACEO's use of your personally identifiable information by contacting us by e-mail at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or by mail at:
MACEO Group, LLC.
Attn: Privacy Policy
1 Bright Hollow
Irvine, CA   92618

Changes to Privacy Policy

By using our Sites, you consent to the terms of this privacy policy, as it may be amended from time to time. If we decide to change our privacy policy, we intend to take every reasonable step to ensure that those changes are brought to your attention by posting all changes prominently on our Website for a reasonable period of time and by amending this privacy policy. We reserve the right to modify this privacy policy at any time, so please review it frequently.

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